The
Quick Werks ($2000 to $75,000) "Fast,
Convenient, Hassle
Free,
Application Only"
Time
in Business: Minimum six months.
Signed Credit Application: To include personal information on officers.
Bank reference: With phone, contact name, & account number.
Comparable credit reference: With phone, contact, account number & beginning balance.
Three trade references: With phone, contact & account numbers.
The Commercial Werks ($75,000 to $5,000,000) "Superior
Decision Making Timelines"
Time
in Business: Three Years (or Venture Backed)
Signed Credit Application: As Above
Bank reference: As Above
Comparable credit reference: As Above
Three trade references: As Above
3 Years Financial Statements: With Matching Corporate Tax Returns If Statement Not Audited.
Interim Financial Statement: Most Current.
Personal Tax Returns: Last 3 Years On Proprietors, Partners and 20%+ Shareholders of
Closely Held Corporations.
Personal Financial Statement: On Proprietors, Partners and 20%+ Shareholders of Closely Held
Corporations.
The
Platinum Werks ($5,000,000 to $25,000,000) "Rates
As Low As 175 Basis Points Over Like Term Treasuries"
Complete
Credit and Financial Profile:
Credit
Information As Described In "Commercial Werks" Section
Above Plus Business Plan With Five Year Projections and Equipment
Justification or Moody's and S&P debt rated.
The
Werks Lines ($50,000 to $5,000,000) "Master
Lease Lines of Credit"
Credit
Criteria Similar to Commercial Werks Transactions